Terms of use
Last updated: April 6, 2026
These Terms of Use (“Terms”) govern access to and use of the Privbooks website and browser application at https://privbooks.com (the “Service”) offered by Privbooks. By creating an account, accessing the app, or paying for a plan, you agree to these Terms.
Operator
Privbooks is operated as a United States–based business offering the Privbooks software and website.
Support: support@privbooks.com. Legal: legal@privbooks.com.
The Service
Privbooks provides double-entry accounting tools that run in your browser with a local SQLite ledger. Features depend on your browser, device storage, network, and whether you subscribe to paid plans. We may modify, suspend, or discontinue features with reasonable notice where practicable. The Service is not tax filing software, payroll compliance software, or professional accounting advice. You are responsible for your own tax, legal, and bookkeeping decisions.
Accounts and access
Access may be passwordless: we may authenticate you with a session cookie after email signup or verification. You must provide accurate contact information and keep control of the inbox you use. You are responsible for activity under your session until you sign out or we invalidate the session. There is no built-in MFA today — protect your email and device accordingly.
Subscriptions and fees
Paid plans (Plus, Pro) are billed through Stripe. Prices, renewal terms, taxes, and refunds are as shown at checkout or in your Stripe customer portal. Failure to pay may result in loss of premium features. Application fees on certain Stripe Connect invoice payments are described in the app and may change with notice on pricing pages.
Local ledger vs cloud snapshot: Your primary general ledger, invoices, bills, and related accounting data live in SQLite inside your browser unless you export them or use optional features described below. Paying for a plan does not automatically sync your books to our servers in real time.
Optional cloud backup (Plus / Pro): Where enabled by the operator, you may upload a point-in-time snapshot of your ledger file to object storage and download it later. That is a handoff / durability tool, not simultaneous multi-user editing: if two people change local copies and upload, the last upload wins — you coordinate who is authoritative.
Workspace collaborators: an owner may invite others by email as bookkeeper (may upload and download snapshots) or viewer (download only). Invitations are contractual between you and your collaborators; you are responsible for whom you invite and for instructing them on your internal controls.
Acceptable use
You agree not to misuse the Service, including by attempting to access others’ data, probing or disrupting our systems, using the Service for unlawful purposes, or circumventing technical limits. We may suspend or terminate access for conduct that risks security, abuse, or legal exposure.
Intellectual property
Privbooks retains rights in the software, branding, and content we provide. You retain rights in your business data entered into the Service. You grant us a limited license to host and process information you submit only as needed to operate the Service.
Disclaimer of warranties
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT UNINTERRUPTED OR ERROR-FREE OPERATION.
Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, PRIVBOOKS AND ITS SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR BUSINESS INTERRUPTION, ARISING FROM YOUR USE OF THE SERVICE. OUR AGGREGATE LIABILITY FOR CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID US FOR THE SERVICE IN THE TWELVE MONTHS BEFORE THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS (US$100).
Indemnity
You will defend and indemnify Privbooks against third-party claims arising from your data, your use of the Service in violation of these Terms, or your violation of law, except to the extent caused by our willful misconduct.
Third-party services
Stripe, Plaid, email providers, and hosting vendors are independent services. Your use of them is subject to their terms and privacy policies.
Governing law and venue
These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict-of-law principles. You agree that exclusive jurisdiction for disputes will lie in the state and federal courts located in Delaware, and you consent to personal jurisdiction there, except that we may seek injunctive relief in any court of competent jurisdiction.
General
These Terms are the entire agreement regarding the Service and supersede prior oral or written understandings on this subject. If a provision is unenforceable, the remainder stays in effect. Failure to enforce a provision is not a waiver.